Check out our mortgage rates

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Exclusive Rent A Room mortgages

Use lodger income to boost affordability

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First time buyers ...

Joint Borrower Sole Proprietor could help you get on the property ladder much sooner than you think

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Student mortgages

did you know you can own your own home while studying?

Buy for University mortgages

Mortgages

Every customer is different, so whether you’re looking to buy your first home, move house or purchase a buy to let, we pride ourselves on finding the right mortgage for you.

If you want to see what you can afford or browse our range of niche mortgages, you’ll find the information you need here.

We’re known for our flexible approach to underwriting, so if you have any questions about your circumstances, please contact the team.

Mortgages are secured against your home. You could lose your home if you do not keep up payments on your mortgage.

Mortgages by customer type

Buy for Uni

First time buyer

Moving home

Remortgaging

Buy to let

Existing customers

Mortgages by product type

Buy For Uni

Want to buy a property to live in at university and rent out the other rooms? Our student mortgages allow you to do just that.

Credit Repair Mortgages

These mortgages could be an option if you are worried about a poor credit rating. Rates and charges tend to be higher due to the perceived risk. However once you’ve found a solution and can prove regular payments, your credit rating will improve and you can consider a more competitive deal.

Rent a Room

Our exclusive Rent A Room mortgage lets first time buyers take rental income into account when seeing what they can afford.

Buy To Let

We’ve designed a range of Buy To Let and Limited Company Buy To Let mortgages for the purchase of rental property. Compare our rates to find one that best suits your needs.

MUFB (multi-unit freehold block)

For independent landlords looking for a mortgage for up to three self-contained units listed under one freehold title, not multiple leaseholds. Limited Company products also available.

Standard Residential

Our Standard Residential mortgage range suits applicants who have a minimum 5% deposit. If you have this, we can provide the mortgage you need, as long as you fit our criteria and pass affordability checks.

Holiday Let

Want to buy a home to rent out to holiday makers? We’re one of a handful of lenders offering Holiday Let and Limited Company Holiday Let mortgages in England, Wales and mainland Scotland.

Retirement (RIO)

Our Retirement Interest Only mortgages help you borrow into retirement. There’s no set end date for complete peace of mind.

Self Build

We offer mortgages through Buildstore Mortgage Services to help people who want to build their own home.

Need help to choose or check affordability?

Help choosing the right mortgage

Need help choosing the right mortgage? Use our selection tool to get started.

Affordability calculator

Know what kind of mortgage you need but want to check you can afford it? Use our affordability calculators to get a good idea of what your monthly payments might be.