Ready to make the next move? Upsizing, downsizing or moving to a new area, we have a range of mortgages available if you’re moving house. Use our Selection Tool to find the right mortgage for you.
Affordability calculator
Find out how much you can borrow with our affordability calculators.
Our Standard Variable Rate (SVR) is currently 7.79%. There may be a limit on how low your interest rate can fall. This is called an ‘interest rate floor’. The interest rate floor applicable to your loan will be specified in your loan documentation.
This is the rate you pay during the discount period. Two year residential products receive a 1% discount from the Standard Variable Rate (SVR) for three years when the initial rate period comes to an end. All other products revert to the SVR after the initial rate period.
This is the % discount from the SVR during the discount period.
The interest rate paid on the amount you have borrowed together with any other charges associated with the mortgage (e.g. arrangement fees) and then expressed as an annual percentage rate of charge. The APRC helps you compare the true cost of borrowing, for example across different mortgages and lenders.
The amount of mortgage expressed as a percentage of the value or purchase price of the property.
A fee to cover the cost of providing your mortgage. This fee is usually paid on completion of your mortgage.
This is the rate you pay during the discount period. Two year residential products receive a 1% discount from the Standard Variable Rate (SVR) for three years when the initial rate period comes to an end. All other products revert to the SVR after the initial rate period.
This is the % discount from the SVR during the discount period.
The interest rate paid on the amount you have borrowed together with any other charges associated with the mortgage (e.g. arrangement fees) and then expressed as an annual percentage rate of charge. The APRC helps you compare the true cost of borrowing, for example across different mortgages and lenders.
The amount of mortgage expressed as a percentage of the value or purchase price of the property.
A fee to cover the cost of providing your mortgage. This fee is usually paid on completion of your mortgage.
This is the rate you pay during the discount period. Two year residential products receive a 1% discount from the Standard Variable Rate (SVR) for three years when the initial rate period comes to an end. All other products revert to the SVR after the initial rate period.
This is the % discount from the SVR during the discount period.
The interest rate paid on the amount you have borrowed together with any other charges associated with the mortgage (e.g. arrangement fees) and then expressed as an annual percentage rate of charge. The APRC helps you compare the true cost of borrowing, for example across different mortgages and lenders.
The amount of mortgage expressed as a percentage of the value or purchase price of the property.
A fee to cover the cost of providing your mortgage. This fee is usually paid on completion of your mortgage.
This is the rate you pay during the discount period. Two year residential products receive a 1% discount from the Standard Variable Rate (SVR) for three years when the initial rate period comes to an end. All other products revert to the SVR after the initial rate period.
This is the % discount from the SVR during the discount period.
The interest rate paid on the amount you have borrowed together with any other charges associated with the mortgage (e.g. arrangement fees) and then expressed as an annual percentage rate of charge. The APRC helps you compare the true cost of borrowing, for example across different mortgages and lenders.
The amount of mortgage expressed as a percentage of the value or purchase price of the property.
A fee to cover the cost of providing your mortgage. This fee is usually paid on completion of your mortgage.
This is the rate you pay during the discount period. Two year residential products receive a 1% discount from the Standard Variable Rate (SVR) for three years when the initial rate period comes to an end. All other products revert to the SVR after the initial rate period.
This is the % discount from the SVR during the discount period.
The interest rate paid on the amount you have borrowed together with any other charges associated with the mortgage (e.g. arrangement fees) and then expressed as an annual percentage rate of charge. The APRC helps you compare the true cost of borrowing, for example across different mortgages and lenders.
The amount of mortgage expressed as a percentage of the value or purchase price of the property.
A fee to cover the cost of providing your mortgage. This fee is usually paid on completion of your mortgage.
This is the rate you pay during the discount period. Two year residential products receive a 1% discount from the Standard Variable Rate (SVR) for three years when the initial rate period comes to an end. All other products revert to the SVR after the initial rate period.
This is the % discount from the SVR during the discount period.
The interest rate paid on the amount you have borrowed together with any other charges associated with the mortgage (e.g. arrangement fees) and then expressed as an annual percentage rate of charge. The APRC helps you compare the true cost of borrowing, for example across different mortgages and lenders.
The amount of mortgage expressed as a percentage of the value or purchase price of the property.
A fee to cover the cost of providing your mortgage. This fee is usually paid on completion of your mortgage.
This is the rate you pay during the discount period. Two year residential products receive a 1% discount from the Standard Variable Rate (SVR) for three years when the initial rate period comes to an end. All other products revert to the SVR after the initial rate period.
This is the % discount from the SVR during the discount period.
The interest rate paid on the amount you have borrowed together with any other charges associated with the mortgage (e.g. arrangement fees) and then expressed as an annual percentage rate of charge. The APRC helps you compare the true cost of borrowing, for example across different mortgages and lenders.
The amount of mortgage expressed as a percentage of the value or purchase price of the property.
A fee to cover the cost of providing your mortgage. This fee is usually paid on completion of your mortgage.
This is the rate you pay during the discount period. Two year residential products receive a 1% discount from the Standard Variable Rate (SVR) for three years when the initial rate period comes to an end. All other products revert to the SVR after the initial rate period.
This is the % discount from the SVR during the discount period.
The interest rate paid on the amount you have borrowed together with any other charges associated with the mortgage (e.g. arrangement fees) and then expressed as an annual percentage rate of charge. The APRC helps you compare the true cost of borrowing, for example across different mortgages and lenders.
The amount of mortgage expressed as a percentage of the value or purchase price of the property.
A fee to cover the cost of providing your mortgage. This fee is usually paid on completion of your mortgage.
This is the rate you pay during the discount period. Two year residential products receive a 1% discount from the Standard Variable Rate (SVR) for three years when the initial rate period comes to an end. All other products revert to the SVR after the initial rate period.
This is the % discount from the SVR during the discount period.
The interest rate paid on the amount you have borrowed together with any other charges associated with the mortgage (e.g. arrangement fees) and then expressed as an annual percentage rate of charge. The APRC helps you compare the true cost of borrowing, for example across different mortgages and lenders.
The amount of mortgage expressed as a percentage of the value or purchase price of the property.
A fee to cover the cost of providing your mortgage. This fee is usually paid on completion of your mortgage.
This is the rate you pay during the discount period. Two year residential products receive a 1% discount from the Standard Variable Rate (SVR) for three years when the initial rate period comes to an end. All other products revert to the SVR after the initial rate period.
This is the % discount from the SVR during the discount period.
The interest rate paid on the amount you have borrowed together with any other charges associated with the mortgage (e.g. arrangement fees) and then expressed as an annual percentage rate of charge. The APRC helps you compare the true cost of borrowing, for example across different mortgages and lenders.
The amount of mortgage expressed as a percentage of the value or purchase price of the property.
A fee to cover the cost of providing your mortgage. This fee is usually paid on completion of your mortgage.
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The interest rate paid on the amount you have borrowed together with any other charges associated with the mortgage (e.g. arrangement fees) and then expressed as an annual percentage rate of charge. The APRC helps you compare the true cost of borrowing, for example across different mortgages and lenders.
The amount of mortgage expressed as a percentage of the value or purchase price of the property.
A fee to cover the cost of providing your mortgage. This fee is usually paid on completion of your mortgage.
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This is the rate you pay during the discount period. Two year residential products receive a 1% discount from the Standard Variable Rate (SVR) for three years when the initial rate period comes to an end. All other products revert to the SVR after the initial rate period. ; ?>
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<?php echo The amount of mortgage expressed as a percentage of the value or purchase price of the property.; ?>
<?php echo A fee to cover the cost of providing your mortgage. This fee is usually paid on completion of your mortgage.; ?>
This is the rate you pay during the discount period. Two year residential products receive a 1% discount from the Standard Variable Rate (SVR) for three years when the initial rate period comes to an end. All other products revert to the SVR after the initial rate period. ; ?>
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<?php echo The amount of mortgage expressed as a percentage of the value or purchase price of the property.; ?>
<?php echo A fee to cover the cost of providing your mortgage. This fee is usually paid on completion of your mortgage.; ?>
This is the rate you pay during the discount period. Two year residential products receive a 1% discount from the Standard Variable Rate (SVR) for three years when the initial rate period comes to an end. All other products revert to the SVR after the initial rate period. ; ?>
<?php echo The interest rate paid on the amount you have borrowed together with any other charges associated with the mortgage (e.g. arrangement fees) and then expressed as an annual percentage rate of charge. The APRC helps you compare the true cost of borrowing, for example across different mortgages and lenders.; ?>
<?php echo The amount of mortgage expressed as a percentage of the value or purchase price of the property.; ?>
<?php echo A fee to cover the cost of providing your mortgage. This fee is usually paid on completion of your mortgage.; ?>
This is the rate you pay during the discount period. Two year residential products receive a 1% discount from the Standard Variable Rate (SVR) for three years when the initial rate period comes to an end. All other products revert to the SVR after the initial rate period. ; ?>
<?php echo The interest rate paid on the amount you have borrowed together with any other charges associated with the mortgage (e.g. arrangement fees) and then expressed as an annual percentage rate of charge. The APRC helps you compare the true cost of borrowing, for example across different mortgages and lenders.; ?>
<?php echo The amount of mortgage expressed as a percentage of the value or purchase price of the property.; ?>
<?php echo A fee to cover the cost of providing your mortgage. This fee is usually paid on completion of your mortgage.; ?>
This is the rate you pay during the discount period. Two year residential products receive a 1% discount from the Standard Variable Rate (SVR) for three years when the initial rate period comes to an end. All other products revert to the SVR after the initial rate period. ; ?>
<?php echo The interest rate paid on the amount you have borrowed together with any other charges associated with the mortgage (e.g. arrangement fees) and then expressed as an annual percentage rate of charge. The APRC helps you compare the true cost of borrowing, for example across different mortgages and lenders.; ?>
<?php echo The amount of mortgage expressed as a percentage of the value or purchase price of the property.; ?>
<?php echo A fee to cover the cost of providing your mortgage. This fee is usually paid on completion of your mortgage.; ?>
