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Buy to Let

Whether you’re looking for your first investment property or adding to a portfolio, browse our Buy To Let & Holiday Let products. Limited Company products are also available.

Affordability calculator

Find out how much you can borrow with our affordability calculators.

Variable mortgages

Our Standard Variable Rate (SVR) is currently 7.99%. Please note that from 1st March 2025 the SVR will reduce to 7.79%. There may be a limit on how low your interest rate can fall. This is called an ‘interest rate floor’. The interest rate floor applicable to your loan will be specified in your loan documentation.

Product name
Buy to Let variable for 2 years
Initial rate
5.49%
Discount from SVR
2.50%
Overall cost for comparison
8.0% APRC
Max LTV %
80%
Product fee
£999
Product name
Ltd Company Buy to Let variable for 2 years
Initial rate
5.49%
Discount from SVR
2.50%
Overall cost for comparison
8.0% APRC
Max LTV %
80%
Product fee
£1,499
Product name
Holiday Let variable for 2 years
Initial rate
5.69%
Discount from SVR
2.30%
Overall cost for comparison
7.9% APRC
Max LTV %
75%
Product fee
£999
Product name
Ltd Co Holiday Let variable for 2 years
Initial rate
5.69%
Discount from SVR
2.30%
Overall cost for comparison
8.0% APRC
Max LTV %
75%
Product fee
£1,499

Useful stuff

Mortgage Conditions

Tariff of Mortgage Fees

Customer feedback

Read what our members say about Bath Building Society on the review platform, Smart Money People

The Bank of England Base Rate decreased by 0.25% to 4.50% on Thursday, 6th February.

For variable mortgage customers our SVR will reduce to 7.79% effective from 1st March.