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Niki Smith

Head of Underwriting

Niki plays a key role in our team of manual underwriters. A manual approach to underwriting allows the Society to consider individual circumstances and apply a flexible approach to underwriting. With a career in financial services under her belt, Niki joined the Society in 2017. Away from the office, she’s turned her weekends spent ferrying children to football training and matches into a passion for the junior football league, particularly girls’ football and the growth of the women’s game.

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