60 Day Notice Savings Account

• £500-£150,000 4.25% AER*.
• Interest rate from 3rd January 2025 – 4.05% AER*
• We calculate the interest daily and pay it annually on 31^st December. Interest will be added to your account.
• You can save up to £500,000 in this account but you will not earn any extra interest if you save over £150,000.
• *AER stands for Annual Equivalent Rate and shows what the interest rate would be if interest was paid and compounded once each year. The gross rate is the interest rate payable before tax.

• The interest rate is variable, so it can go up or down at any time.
• For more details about why we might change the rate, you should read your Savings Terms & Conditions.

          £1,042.50

• This would be the balance after 12 months if £1,000 was paid in, all interest was paid back into the account, there was no change to the interest rate and no money was taken out or paid in.
• This is just an example to help you compare accounts. It does not take into account what you may do with the money in your account.

• You must live in the UK to open this account. You need to open it with £500, and you cannot have less than £500 in the account.
• You can open an account on this product page or by visiting one of our Branches in Bath.
• You can manage the accounts you hold with us through Bath Online, or by using our Mobile App.
• You can register for Bath Online on our website, and you can register for the Mobile App on your smartphone.
• Account holder identification will be required. This is usually obtained through our electronic identity verification service. However, if this proves inconclusive, here’s some popular ways to verify your ID.

• This is a restricted access account. If you let us know 60 days before you want to take your money, we will not charge your account.
• The charge is the same as 60 days’ interest on the money you withdraw from your account. If your money has not earned enough interest, we will take the charge from your balance at the end of the year.
• You can withdraw cash whenever you wish in a Branch, but we will charge your account if you do not let us know 60 days before you need it. You have the option of withdrawing up to a maximum of £500 without telling us first, but you will be charged 60 days’ interest if you do this. Or if you tell us first, you can withdraw up to £2,000.
• You can withdraw by cheque from our Branches in Bath at anytime, but we will charge your account if you do not let us know 60 days before you need it. There is no limit to how much you can withdraw.
• You can also ask us to make a faster payment to your nominated account. This can be done on Bath Online, through the Mobile App, in a Branch, or you can contact our Customer Service Department. We will charge your account if you do not let us know 60 days before you need it.

• This account is protected by the Financial Services Compensation Scheme (FSCS). You should read your FSCS Information and Exclusions sheet for more information about how your money is protected.
• This account is a savings account, not a payment account as outlined in the Payment Services Regulation 2017.
• You should read your Savings Terms & Conditions to fully understand how your account works.
• We can close an account at any time if you act inappropriately, such as by using abusive language.